He left Tete in order to fulfill his military service. He retired from the military after 20 years and earns a pension of 6,800 meticals a month. He uses the pension to pay for household expenses and also saves a little in a bank account. He has never had loans from other banks. He learned about Hluvuku from friends who are also clients of the institution. This is his fourth loan, in the amount of 16,000 meticals, which he will use to purchase construction materials (sand, stone, cement, rebar, etc.) to continue the construction on his house. His first loans, in the amounts of 4,000, 8,500, and 12,500 meticals, were all also used for his home. He hopes to ask for further loans from Hluvuku so he can finish his house.
Saiu da sua terra natal em missão de serviço, é pensionista militar ha mais de 20 anos e tem uma pensão de 6.800.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria.
Nunca teve emprestimos em outros bancos, conheceu a Hluvuku atravez de amigos que tambem saõ clientes desta instituição. Este é o seu quarto emprestimo na Hluvuku no valor de 16.000.00mt com qual pretende comprar material de construcao de construcao de uma casa (areia, pedra, cimento, barrotes, e outros) para dar continuidade com a sua casa. Os primeiros emprestimos foram de: 4.000.00mt, 8.500.00mt, e 12,500.00mt, para sua obra.
No futuro pretende solicitar mais valor para concluir a sua casa, irá solicitar mais emprestimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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