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Señora Maribel lives in the community known as Esquilan Chico in the city of Cochabamba. Señora Maribel is unmarried, but has been living with her significant other for over 30 years. Señora Maribel works producing raw milk, approximately 100 liters daily. She sells 50% to the Pil Andina Company, and the other 50% goes to making cheese.

The loan that she is requesting is to buy a tank for cooling milk (the cooling tank is a place to keep raw milk in good state, and is how the Pil Company receives the milk every morning and evening). This tank costs approximately $16,000, so for this reason she is making the purchase together with 15 other people in her community, who are putting in $1,000 each.

Maribel wants to able to have a cooling tank near her home, so that in the future she can collect more milk in it and perhaps stop selling cheese as it takes up so much time.
View original language description ↓
La Sra. Maribel vive en la comunidad conocida como Esquilan Chico en la ciudad de Cochabamba, la Sra. Maribel es soltera pero vive con su pareja hace mas de 8 años. La Sra. Maribel se dedica a la producción de leche cruda aproximadamente 100 litros diarios, la cual vende 50% a la Empresa Pil Andina y el otro 50 % lo destina a la elaboración de quesillo.
El siguiente crédito que solicita es para la compra de un tanque de leche enfriamiento (el tanque de enfriamiento es un deposito de leche cruda que se mantiene en buen estado, es de este tanque de donde recoge la Empresa Pil la leche todas las mañanas y todas las tardes) el cual en primer lugar tiene un costo aproximado de 16.000$us, es por esta razón que la compra la están haciendo conjunta con otras 15 personas de la misma comunidad poniendo 1000$us cada uno. La Sra. Maribel al tener el tanque de enfriamiento cerca de casa podrá colocar más leche en el mismo y tal vez dejar de vender quesillo el cual le toma mucho tiempo.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 154
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maribel to buy a cooling tank for raw milk, together with other people.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Sep 27, 2011
Currency Exchange Loss:
Dec 15, 2012