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Elma is 55-years-old and lives in P-4 Gango, Ozamiz City. She is married with 4 children.

Elma has a motorcycle business and earns approximately PHP 3000.00 each month doing this type of work. She has requested a loan of PHP 30,000 to purchase one unit of motorcycle.

Elma has been a member of PMPC for 1 year. In the future, Elma hopes to improve her living conditions.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 419
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Elma to purchase one unit of motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Oct 31, 2011
Currency Exchange Loss:
Oct 15, 2012