A loan of $575 helped to buy groceries such as soft drinks, biscuits, canned goods, eggs, cooking oil, ingredients and vegetables needed in her retail store.


Josefina's story

Josefina is 55, and has five children. Four of her children are married and one is still single and works. She is married, but her husband is not with them due to his furniture shop business at the village of Diffun Quirino.

Josefina has been operating her general store for almost 15 years. She is thankful because, through this business, she has been able to raise her children and let them finished their degrees. According to her, she opens her store at 4 o'clock in the morning due to those costumer who go to the rice fields. Many of her customers are farmers so, she wakes up early to supply their needs. Her profit increases during crop season because her products sell out immediately and credit is not allowed during crop season.

One of her greatest problems in managing her store is credit of some of her costumers. This is why she is applying for a loan in the amount of PHP25,000 to buy groceries such as soft drinks, biscuits, canned goods, eggs, cooking oil, ingredients and vegetables needed in her retail store.



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Loan details