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Gongseng Indah 1 Group
In this Group: Pertiwi, Wagiyem, Hartitik, Ayu, Novi, Dianti
Pertiwi is 34 years old and married with four children. She is wearing a green shirt in the photo. Two of her children are of school age and are currently enrolled. The other two are ages one and four. She has owned a general store for five years. She will use this loan to expand her inventory in her store by purchasing more rice, oil, eggs, etc. She hopes that the expanded inventory will increase the profitability, allowing her to have more income to hopefully pay for all of her children's tuition through college.

Some of the other group members will use their loans to sell snacks and clothing on credit.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 107
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,215.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Gongseng Indah 1 Group's $1,175 loan helped a member to pay for rice, oil, eggs, and other daily-use items to increase shop inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Sep 22, 2011
Sep 27, 2011
Currency Exchange Loss:
Aug 26, 2012