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Juana Maria
Juana is 69 years old. She lives with her husband and children in a community located on the southern part of Costa Rica's Pacific coast. The community is called La Palma de Puerto Jimenez, and it's in the province of Puntarenas. It's an area that has grown in commerce as a result of its port, which is heavily used; it also has beautiful beaches nearby. There is much fishing, agriculture, and livestock farming, and this community is rich in traditions and activities.

For the last several years, Juana has worked making sales from catalogs in order to get by. The income from this business has been good as she is well-accepted in her community, and the income that she's earned has helped her to move her family ahead in life.

At the moment, Juana is requesting a loan for ¢300,000 (three hundred thousand colones) to buy clothes and shoes in order to sell them and earn money to increase her financial resources. She hopes to sell many products on behalf of her family, and to be able to earn more income to improve their living conditions.

Juana is a member of the Empresa de Crédito Comunal de Raíces Capitales communal bank, which is why she says that she feels very grateful for the opportunities she is being given for access to loans, and to be able to bring about her life's plans.
View original language description ↓
Juana tiene 69 años de edad vive con su esposo e hijos y es vecina de una comunidad ubicada en la Costa Pacifico Sur de Costa Rica, llamada La Palma de Puerto Jimenez, en la provincia de Puntarenas. Es una zona que ha crecido comercial y portuariamente, muy explotada ya que, poseen hermosas playas a su alrededor. Se da mucho lo que es la pesca, la agricultura y ganadería. Esta comunidad está llena de costumbres y actividades.

Desde hace varios años que Juana se dedica a trabajar por las ventas por catalogo para superarse cada día. Desde que ingreso a este negocio los resultados han sido buenos, ya que ha tenido una gran aceptación en su comunidad y los ingresos que ha generado lo han ayudado a sacar adelante a su familia.

En estos momentos lo que desea Juana es solicitar un préstamo por ¢300,000 (trescientes mil colones) para la compra de ropa y zapatos, para así venderlos y obtener ganancia para incrementar su recursos económicos. Ella espera vender muchos productos para su familia y llegar a generar más ingresos para mejorar su condición de vida.

Juana es miembro de la Empresa de Crédito Comunal de Raíces Capitales S.A, razón por la cual dice sentirse muy agradecida por las oportunidades de acceso al crédito que esta le brinda y poder llevar a cabo sus proyectos de vida.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,780,050
    Funds lent in using Kiva
  • 500.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Juana Maria to buy clothes and shoes in order to sell them.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Oct 8, 2011
Currency Exchange Loss:
Apr 19, 2013