Carlos Livington is 43 years old. He is single and doesn't have any children. He lives with his parents in Chillanes canton, in Bolívar province.
The 'Unión y Progreso la Colombia Baja' community bank has fifteen members and is located 90 minutes from our cooperative. The members of this bank work in agriculture. They grow cacao, rice, corn, soy, bananas, oranges, etc.
Carlos is a farmer who grows cacao, rice, corn, soy and oranges. He makes both his purchases and his sales in San José del Tambo every weekend.
Carlos is requesting this loan to buy seeds, manure and supplies for his crops. He will also invest in buying pigs to raise and then sell.
The support of this loan will help Carlos to financially cover his needs. He faces very frequent challenges such as competition and pests.
Carlos' dream is to be able to buy a house and more hectares of land so that he can increase the amount of crops he grows and also his income. In his free time, he enjoys going out for walks with his parents so that they can enjoy themselves.
Carlos Livington tiene 43 años de edad es soltero no tiene hijos, vive con los padres en el Cantón Chillanes Provincia de Bolívar.
La VRC Unión y Progreso la Colombia baja, esta conformada por quince integrantes y esta ubicada a 90 minutos de la cooperativa esta ventanilla se dedica a Actividades Agrícolas, siembra de cacao, arroz, maíz,Soya plátano, naranja, etc.
Carlos se dedica a la agricultura, tiene cultivos de cacao arroz, maíz, soya, naranja, las compras y las ventas lo realiza en San José del Tambo cada fin de semana .
Solicita el crédito para poder comprar semillas, abonos e insumos para los cultivos y tambien invertir en la compra de cerdos para la cria y luego venderlos.
Con la ayuda del prestamo le ayudará a suplir necesidades económicas, Enfrenta desafios que son muy frecuentes como la competencia y las plagas.
El sueño es poderse comprar una casa y más hectareas e terreno para aumnetar los cultivos y tambien los ingresos.
En los tiempos libres le gusta salir de paseo con los padres para que puedan distraerse.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!