A loan of $375 helped to buy beauty products on offer wholesale for later resale.

Zulma's story

The member belongs to the communal bank “MUJERES UNIDAS”. This bank is located in the district of San Jeronimo in the province of Cusco in the department of Cusco.

The member is Senora Zulma. She is 40 years old. She has partner and 4 children. The member buys and sells beauty products by catalogue. The member places orders that she receives from her friends and clients on a first-order basis with her sales representatives. The member distributes her catalogues to various institutions and collects them after a couple of days with the names of the customers and their orders. She delivers the orders within 15 days of the orders being placed at which time the customers pay half the amount owed and the balance at month end. The member wants the loan to invest in the purchase of beauty products. On this occasion she will buy beauty products that are on offer and offer them for sale. The member is asking for the loan to invest in the purchase of beauty products on offer wholesale for resale.

The member is grateful for the support given her and as such agrees to make her repayments in a disciplined manner.

Translated from Spanish by Kiva volunteer Maria Blyth

Loan details

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Loan details