A loan of $1,025 helped to buy an industrial oven, a grill for cooking steaks, and a fryer for his fast-food business.


Josué's story

Josué is president of his group in the "Fondo Amigo" Communal Bank, which takes place in the neighborhood of Villa Alemana. He has been working in retail for the last ten years, specifically selling clothes at the market, tending to a stationery store and parcel-delivery service from a kiosk in his home, and preparing fast food. Things have been going very well for him since the start, and his customers are loyal. His work schedule is from Tuesday through Sunday. With the earnings from his businesses, he has remodeled his kiosk's infrastructure so as to obtain a health permit; this means he can sell his fast food without any restrictions. With the loan, he will buy an industrial oven, a grill for cooking steaks, and a fryer for his fast food business. His goals are for his business to prosper, and to invest in a vehicle for transporting his merchandise. Josué lives with his mother; his hope is to provide a better quality of life for her. He is very happy and appreciative about the opportunity that Fondo Esperanza has provided to him. He comments that his group is united and committed. From the trainings that take place at the group meetings, he has learned how to manage his business in a better way; he now keeps a register of his income and expenses. Villa Alemana is a community located in the province of Marga Marga, in the Valparaíso region in the central part of Chile. It is known as the "city of the mills", because of the large number of country homes that need to get water by means of mills. It is also known as the "City of Eternal Youth", for its temperate and pleasant climate, which is reflected in the following saying: " because of its climate, the young people are not afraid to grow old. The old people in Villa Alemana live in eternal youth."

Translated from Spanish by Kiva volunteer Arabella Pollack



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