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Henrik is 44 years old. He lives in Tsovagyugh village in the Sevan area with his wife and a son. Henrik’s son attends a village school; his wife is jobless and she helps Henrik in his occupation.

Since 1996, Henrik has been breeding cows and calves on his farm. Henrik and his wife work very hard and thus provide their family with fresh and natural produce. Henrik sells part of the derived milk and meat to procurement agencies and to butchers.

Henrik is sure that cattle head growth will lead to his farm developing and his family’s income increasing. Therefore, he needs 800,000 Armenian drams to buy some calves and fodder for his farm animals.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $16,723,925
    Funds lent in using Kiva
  • 374.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Henrik to buy some calves and fodder for his farm animals.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Sep 26, 2011
Currency Exchange Loss:
Jun 17, 2013