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Mr. Sam, 36 years old, is a villager in the Ornlong Veng district of Siem Reap province. He is married with three children. All of his children are single and school-age. Mr. Sam has worked as a local cultivator as well as a mortar maker for many years. From mortar making, he typically earns $4.50 USD per day. His wife also assists him in the same occupation. The heavy rainfall is a good sign for him to grow rice crops. Because of lacking financial sources, Mr. Sam is looking for a loan to support his crop-planting business. He will use it to purchase insecticides and to hire local laborers to help him during the harvest process. Mr. Sam said that in the future, he’ll be able to enlarge his mortar-making business to satisfy his customers’ needs and make more profit.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 146
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 4,075.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Sam to purchase insecticides and to hire local laborers to help him in harvest process.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 29, 2011
Oct 2, 2011
Currency Exchange Loss:
Jan 16, 2012