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Maria De Jesus
María is a single mother and her child is a student. She is an entrepreneur. Her project is to increase sales in order to improve her house. She began with her own money selling her products in small amounts on the street. Now she has a café in which she sells breakfast, lunch, drinks and other items.

She is asking for a loan in order to buy construction materials such as cement, sand, PVC pipes for the bathroom, tee PVC, toilet, sink, gravel, electrical box, blocks, iron, double wiring, and other material to construct a bathroom and to change the electrical system of the house. She is thankful to the communal bank for helping her to improve her quality of life.
View original language description ↓
María madre soltera, su hijo estudiante, mujer emprendedora, comerciante. Su proyecto incrementar sus ventas para así invertir en el mejoramiento de su vivienda.
Inicio con fondos propios en pequeñas cantidades de producto y vendiendo ambulantemente ofreciendo a los clientes. a la actualidad tiene su cafetín en el cual vende desayunos, almuerzo, refrescos entre otros productos.
Nuestro cliente está solicitando el préstamo para la compra de materiales de construcción como: cemento, arena, tubos pvc sanitario, tee pvc, inodoro, lava manos, piedrines, caja eléctrica,bloques,hierro, alambre duplo entre otros materiales para la construcción de un baño y cambio del sistema eléctrico de la vivienda.
Agradece a la financiera por el apoyo al mejoramiento de nivel de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Maria De Jesus to purchase construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Sep 23, 2011
Currency Exchange Loss:
Mar 15, 2013