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La Union Hace La Fuerza Group
In this Group: Giannina Miluska, Julio Cesar, Julia Juana, Vilma Zaragoza, Ana Rosa, Liana Aulia, Luis Enrique
Vilma is 52 years old, married, and has six children, two of which are school-age and dependent on her. She is a nurse in a health center. She has been working in this field for more than 10 years. Little by little, with effort, Vilma began her own business. She has a little grocery store in her house. Thanks to her fortitude Vilma could support her children's education.

With the idea of getting ahead and earning better income, she took pastry making courses. With what she learned she now takes orders from customers for all sorts of pastries including cakes, pies, and other sorts of desserts. Vilma's dream is to have a boutique where she can offer all types of clothes.

With the money from the loan she will invest in her grocery store, buying sugar, milk, noodles, rice, and sweets. Vilma is a member of the communal bank "La Unión hace la Fuerza" group that was started by seven responsible and committed people with the Prosperity Program. Vilma is wearing a white scarf and a beige jacket.
View original language description ↓
Vilma tiene 52 años de edad es casada y tiene 6 hijos los cuales 02 de ellos dependientes ya que están en etapa escolar. Ella trabaja como enfermera en un Centro de Salud, la cual lleva más 10 años laborando en dicho rubro, poco a poco y con esfuerzo Vilma pudo iniciar su negocio propio, actualmente cuenta con una bodega que instalo en su vivienda, gracias a su esfuerzo Vilma a podido ayudar a sus hijos en su educación, con la idea de superarse y de tener mayores ganancias toma cursos de repostería, con los conocimientos que adquirió atiende pedidos que le hacen sus clientes, preparando pasteles, kekes, empanadas, tortas, entre otros postres. El deseo de Vilma es de poner una boutique donde pueda ofrecer todo tipo de ropas. Con el crédito que solicito piensa invertir en su bodega comprando azúcar, leche, fideos, arroz y golosinas. Vilma es integrante de la Alcancía Comunal “La Unión hace la Fuerza” grupo que está conformado por 07 personas responsables y comprometidos con el Programa- Prosperidad.La señora Vilma es la que lleva una chalina blanca y un saco color beige.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Union Hace La Fuerza Group's $1,325 loan helped a member to buy sugar, milk, noodles, rice, and sweets.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 14, 2011
Sep 24, 2011
Currency Exchange Loss:
Feb 15, 2012