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Reyna Esperanza
Doña Reyna, age 43, has been a nurse for 22 years. She is requesting her seventh loan to purchase construction materials in order to improve her living conditions, and those of her family, bit by bit. She is a very honest and responsible woman, who is well-loved by her family and co-workers. Her dream is for her family to enjoy health and employment (as there is a shortage of economic resources), and to improve her home bit by bit.
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Doña Reyna de 43 años de edad labora como Enfermera desde hace 22 años, solicita su 7mo credito para comprar materiales de construcciòn y asi poco a poco ir mejorando sus condiciones de su vivienda y de su familia , es una señora honesta y muy responsable, bien querida por su familia y sus compañeros de trabajo, su sueño es que su familia gozen de salud , trabajo ya que son de escasos recursos economicos y mejorar poco a poco la infraestructura de su vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Reyna Esperanza to purchase materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 31, 2011
Sep 23, 2011
Currency Exchange Loss:
Jun 15, 2012