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Victor Alfredo
Víctor Alfredo is 26 years old. He is single and has no children. He lives with his parents in the Ventanas canton, province of Los Rios.

The Luchar Para Triunfar communal bank is located in the La Poza area, which belongs to the 10 de Noviembre neighborhood in the Ventanas canton. The members of this bank are involved in agricultural and commercial work.

Víctor works in agriculture. He plants corn, rice, and cacao. He buys his materials in the Comercial Lola. He is asking for the loan to buy seeds, materials, fertilizer, urea and to increase his plantings.

The loan will be very helpful to buy the fertilizer to keep his crop in good condition.

The challenges he faces are the competition and pests. His dream is to support his parents financially and to buy a house son they can live there. In his free time, he likes to play sports, especially indoor soccer.
View original language description ↓
Víctor Alfredo tiene 26 años de edad es soltera, no tiene hijos vive con los padres en el Cantón Ventanas Provincia de los Ríos.

Descripción de la Ventanilla VRC Luchar para triunfar, se encuentra ubicada en el sector la poza, perteneciente a la ciudadela 10 de noviembre Cantón Ventanas, Los miembros de esta ventanilla se dedican a diferentes labores tanto Agrícola como comercial.

Víctor se dedica a la agricultura a la siembra de maíz, arroz, cacao, los productos la compra en Comercial Lola. Solicita el crédito para la compra de semillas, insumos, abonos, fertilizantes, urea y poder incrementar la siembra.

El crédito le será de mucha ayuda para poder comprar los abonos para mantener en buenas condiciones los cultivos.
Los desafíos que se le presenta muy frecuentemente son la competencia y las plagas.
El sueño es poder apoyar a los padres económicamente para la alimentación y comprarse una casa para poder vivir tranquilos.
En los tiempos libres le gusta practicar el deporte en especial el indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,708,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Victor Alfredo to buy seeds, materials, fertilizer, and urea as well as to increase his plantings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Sep 24, 2011
Currency Exchange Loss:
Oct 15, 2012