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Beatriz Maura
Beatriz Maura is 37 years old and single. She lives with her mother and her two children, ages four and two. They live Ventanas, a province of Ríos.

The “Luchar para Triunfar” (Strive for Triumph) Communal Bank is located in the La Poza sector of the 10 de Noviembre housing community in the Ventanas canton. The members of the group earn their living in a variety of areas from agriculture to commerce.

Beatriz sells costume jewelry. She buys the merchandise in Guayaquil, and she sells it in Ventanas.

She is requesting the loan to expand her business, to fix up the place where she sells, and to get more merchandise. The loan will be very helpful to her in order to easily be able to get more merchandise and to make the repairs on her place.

The challenges that she frequently faces are the competition. Her dream is to be able to support her family financially and to come to be a good merchant.

In her free time she likes to play sports, especially volleyball.
View original language description ↓
Beatriz Maura tiene 37 años de edad es soltera vive con la mamá y con los dos hijos de cuatro y dos años de edad en Ventanas provincia de los Ríos.

Descripción de la Ventanilla VRC Luchar para triunfar, se encuentra ubicada en el sector la poza, perteneciente a la ciudadela 10 de noviembre Cantón Ventanas, Los miembros de esta ventanilla se dedican a diferentes labores tanto Agrícola como comercial.

Beatriz se dedica a la venta de bisutería la mercadería lo compra en Guayaquil y los vende en Ventanas. Solicita el crédito para ampliar el negocio, para el arreglo del local y adquirir más mercadería.

El crédito le será de mucha ayuda para poder adquirir fácilmente la mercadería y realizar los arreglos del local.
Los desafíos que se le presenta muy frecuentemente es la competencia. El sueño es poder apoyar a la familia económicamente y llegar hacer una buena comerciante.

En los tiempos libres le gusta practicar el deporte en especial el vóley.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Beatriz Maura to expand her business, to fix up the place where she sells, and to get more merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Sep 22, 2011
Currency Exchange Loss:
Oct 15, 2012