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Gulmira is 50 years old, divorced and has one son. Gulmira started her animal husbandry business in 1991 with a capital of 12,000 som (KGS). Today, thanks to her persistence and diligence, her farms brings in an income of about 8,000 som (KGS) per month. To reduce her animal feed expenses, Gulmira sends livestock to a pasture during the summer and sells fattened-up livestock at local markets during autumn. To further develop her business, Gulmira requested a loan in the sum of 50,000 som from the "Bai-Tushum and Partners" company to buy livestock. She plans to also expand her farm by buying foals and calves.
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Гульмире 50 лет, разведена и имеет одного сына. В 1991 году Гульмира начала свой бизнес в животноводстве с начальной суммой 12,000 сом (KGS). На сегодняшний день, благодаря упорству и настойчивости Гульмиры, ее хозяйство приносит доход в сумме около 8,000 сом (KGS) в месяц. Для снижения расходов на корм, летом Гульмира отправляет скот на пастбище, а осенью продает откормленный скот на местных рынках. Для дальнейшего развития бизнеса, Гульмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом на покупку скота. В будущем, Гульмира планирует также увеличить свое хозяйство за счет покупки жеребят и бычков.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Gulmira to purchase livestock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2011
Oct 1, 2011
Currency Exchange Loss:
Apr 15, 2012