Mrs. Chhlak, 49 years old, is a local rice cultivator who lives in the Pouk District of Seim Reap Province. She has no life partner as she has been divorced from her husband for several years. Currently, she lives with her son who works as a domestic casual worker and always shares the small income which he gets from his job with Mrs. Chhlak.
Besides the farming business, she also raises some piglets in a cage behind her house. She is able to earn an average income of around 1.50 USD each day. With her requested loan, Chhlak will be purchasing more piglets for continuing her pig-raising business, mending her old cage and will also use it to buy some farming materials for planting a rice crop with the rainy season coming now.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.