A loan of $750 helped to buy products (peanuts, rice, juice, soft drinks, wines, etc.) to increase her quantity of merchandise.


Caclida's story

Caclida was born in the district of Namaacha, in the province of Maputo in southern Mozambique. She is married and the mother of four children, one of whom is adult while the youngest three are still in school. She went to school through the seventh grade but had to drop out because of financial difficulties. She lives with her family in a home they own, and isn't financially responsible for anyone else.

She's never left Namaacha. She's had a shop for more than 17 years and earns 11,000 meticals a month. She uses her salary for household expenses and is able to save a small amount in her bank account (BIM). She's had loans from other banks (TCHUMA) to build her house, which she paid off without any problems. She learned about Hluvuku from friends who are also clients of the institution. This is her first loan with Hluvuku, in the amount of 20,000 meticals, which she will use to buy products (peanuts, rice, juice, soft drinks, wines, etc.) to increase the quantity of merchandise she carries. She intends to request more loans from Hluvuku to keep her business strong and build rooms to rent out.

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Translated from Portuguese by Kiva volunteer Andrea Rosenberg


Loan details


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Loan details