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Kwt Sawe Permata Indah Group
In this Group: I Gusti Ayu, Idrayani, Agung Ayu Putu, Ni Luh, Agung Ayu Ketut, Ketut, Nyoman, Intarini, Ayu Ketut, Gusti Ayu Kade, Agung Ayu, Ni Nengah, Ni Nengah , Ni Wayan, Ni Kadek*, Ayu Ketut
* not pictured
KWT (groups of women farmers) Sawe Permata Indah is a group of women in the village Sawe, West Bali who have a wide range of businesses including shops, commercial food vendors, farmers and services. They are joined in groups to get a loan for business and training from MUK.

Agung Ayu uses her loans to increase business capital to buy more crops to sell such as banana, cocoa, coconut, jackfruit, etc. She will buy from farmers around the village and once collected, sell at the market. To transport the merchandise to the market, she uses a motorcycle. With its advantages, she dreams of buying a car to support her efforts.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 37
    View loans »
    Indonesia Loans Fundraising
  • $6,146,200
    Funds lent in using Kiva
  • 8,755.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kwt Sawe Permata Indah Group's $2,300 loan helped a member to buy banana, cocoa, coconut and other crops.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
At end of term
Sep 19, 2011
Sep 22, 2011
Currency Exchange Loss:
Oct 15, 2012