Check out some available loans that are similar to this one!
View original language description ↓
M. Kalandarov, who is 40 years old, has a Bachelors Degree in education, is married, and has 7 children. M. is currently working in a middle school № 29 in the town of Yavan. He owns some land right next to his house that he wants to use to grow wheat. He has been planting wheat there for the past 15 years. Using the loan, he is planning to purchase seeds for planting on his land. He will sell part of the crop to local residents and leave the rest for himself. This will also give an opportunity to the people from his town to purchase wheat seeds at a price lower than on the markets. In that region, seeds are in demand because they are commonly grinded and further used in baking bread for individual consumption. M. is planning to pay off the loan during the next 12 months.

Translated from Russian by Vasilisa Budnikova, Kiva Volunteer.

Каландаров Махмадгиёс, возраст – 40 лет, образование – высшее, по профессии – педагог, женат, имеет 7-х детей. Махмадгиёс в настоящее время работает в средней школе № 29 города Явана. Возле своего дома он имеет небольшой участок земли, который он хочет засеять пшеницой. Он в течение 15 лет ежегодно засеивает свой участок пшеницой. Полученный кредит он хочет использовать на приобретение семян пшеницы для засева приусадебного участка. Часть полученного урожая он планирует продать местным жителям, а часть оставит себе для личных нужд. Жители района получат возможность купить зерно по более низкой цене, чем на рынке. Зерно жителями используется для перемолки и дальнейшей выпечки хлеба для собственного потребления.
Клиент планирует выплатить кредит в течение 12 месяцев

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 214
    View loans »
    Tajikistan Loans Fundraising
  • $32,103,825
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Mahmadgies to purchase wheat seeds for planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2008
Feb 4, 2008
Currency Exchange Loss:
Mar 16, 2009