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Hing, 41 years old, is a farmer who earns $1 per day. Her husband is a motor taxi driver who earns $5 per day. They have three children, two are studying and one is working in the garment factory earning $2.50 per day. Every month, she has to spend $50 on food, $5 on school fees, $5 on transportation, and $6 on other expenses. She would like to request a loan of $800 to buy a motorbike for her daughter to use to travel to work. She plans to have a new career besides doing farming but now doesn’t know what kind of career she can do yet. For her children, she wants to support them to study and at least finish high school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 155
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Hing to buy a motorbike for her daughter.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 23, 2011
Sep 22, 2011
Currency Exchange Loss:
Feb 15, 2013