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Mrs. Tol is a 38-year-old married woman who currently resides in Baray District of Kompong Tom Province. She is married to Mr. Ry and they have 2 children. The children are single, but one of them is now living apart from the family, working as a laborer in Korea.

Presently, Tol and her husband are cultivators as well as fishermen. They can earn about 8 USD per day to support their family's living condition. She would like to request a loan from HKL and Kiva in order to purchase a piece of fertile land to enlarge her farming business both in rainy and dry seasons.

From her loan, Tol hopes that she’ll use the increased income to expand her house size and send her youngest child to be educated in a university and earn a degree.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Tol to purchase a piece of fertile land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Oct 2, 2011
Currency Exchange Loss:
Aug 15, 2012