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Luz Maria
Luz is 30 years old and is married. She lives in Otavalo in the north of Ecuador. Luz describes herself as an enterprising and cheerful woman, In the photo, Luz is the woman on the left; the other two are family members who help her with her small business. She works with her family making bracelets by hand.

She has been working with Fodemi for six years. The loan that she is currently requesting is for the purchase of raw materials such as thread, wool, beads, plastic beads, etc., for increasing her production and in this way improving her sales and income. This will help her to provide her children with an education.

Her dream is to have her own premises for her business, and to be able to grow her production by having employees and being able to pay them.
View original language description ↓
Luz tiene 30 años es casada y vive en Otavalo al norte de Ecuador. Luz se describe como una mujer emprendedora y felíz. En la fotografía Luz es la señora que está a la izquierda las otras dos personas son familiares que le ayudan en su pequeño negocio.

Trabaja con su familia en la elaboración de manillas a mano. Trabaja con Fodemi por 6 años el actual crédito que solicitó es para la compra de materia prima como es hilo, lana, mullos, perlas de plástico etc para incrementar su producción y de esa manera poder mejorar sus ventas y sus ingresos lo cual le ayuda para dar el estudio a sus hijos.

Su sueño es tener un local propio para su negocio y poder incrementar su producción teniendo ayudantes y poder pagarles.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Luz Maria to buy raw material such as thread, wool, beads, plastic beads, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Sep 22, 2011
Currency Exchange Loss:
May 15, 2012