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This member belongs to the communal bank VIRGEN DEL CARMEN DE YUNCAYPATA. This is a friendly communal bank that is located 30 minutes from the city of Cusco in the village called Yuncaypata. This is a typical little village in that it retains its pure Andean heritage, and they live together in a supporting community, planting and harvesting, caring for their children and their animals, in a very pretty town where they speak Quechua, and in the department of Cusco.

Our member, Julia, is 39 years of age, married and has 4 children who are 17, 15, 12 and 7 years old. She works in agriculture and breeding little animals such as guinea pigs, and sheep, and cows. She specializes in guinea pigs. She has had this business for 6 years, and it is going well. Other than the agriculture and selling of other animals, she has more than 80 guinea pigs that already have a buyer. With the money from the loan she wants to buy animal feed and more guinea pigs. She is asking for a loan to invest in the purchase of small animals to breed and sell. She is happy and grateful for the loan from the communal bank and promises to make her payments on time as she has done in the past.
View original language description ↓
La socia pertenece al banco “VIRGEN DEL CARMEN DE YUNCAYPATA”; este banco muy simpático está ubicado a 30 minutos de la Ciudad del Cusco en el poblado llamado Yuncaypata, este es un típico pueblito en el que se conserva toda la herencia andina pura, y viven todos en comunidad apoyándose en la época de siembra y cosecha, cuidando a sus hijos y a sus animales, es un pueblo muy bonito y es quechua hablante, está en el departamento de Cusco.
La socia es la Sra. Julia; la socia tiene39 años de edad, la socia es casada y tiene 4 hijos de 17, 15, 12, 7 años de edad; la socia trabaja en agricultura y a la crianza de animales menores, la socia cría cuyes, ovejas y vacas, la socia, se dedica al venta de cuyes en especial, la socia tiene este negocio desde hace 6 años y le va muy bien aparte de la agricultura y la venta de sus otros animales, ala socia tiene más de 80 cuyes y ya tiene comprador, la socia desea invertir el crédito en la compra de alimento para sus animales y comprar nuevos cuyes. La socia solicita el préstamo para invertir en la compra de animales menores para criar y vender.
La socia agradece y valora el préstamo mediante este medio y se compromete a cumplir disciplinadamente como lo ha ido haciendo con sus anteriores créditos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Julia to invest in the purchase of small animals to breed and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Sep 22, 2011
Currency Exchange Loss:
Apr 15, 2012