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Asifiwe Group
In this Group: Bahati, Kavira, Kanene, Kanyere, Ntabanga, Onorina, Nyirasafari, Baseme, Batangabaga, Furaha, Basoshore, Bushashire, Balingene
The client, Kavira, the leader of the business group "Asifiwe", is an entrepreneur, 40 years old, married, mother of 5 young children, who study. Her husband is a driver in an organization. She is a seller of palm oil. She sets up her merchandise at the Nyabushongo communal market.

Ten years have passed in which she has been carrying on small revenue-generating activities such as this. However, she has completed 8 loan cycles with Hekima. Her first capital was $100 received from her husband. The new loan serves to supply her with 5 casks of palm oil to sell. Further, she wishes to see her children grow up comfortably and to grow her enterprise. The client thanks Hekima for its actions in favor of poor women excluded by traditional banks.
View original language description ↓
La cliente Kavira, leader du groupe d’affaire «Asifiwe », est entrepreneur, âgée de 40 ans, mariée, mère de 5 jeunes enfants, qui étudient. Son mari est un chauffeur dans un organisme. Elle est vendeuse d’huile de palmes. Elle installe ses marchandises au marché communal Nyabushongo. Il y a 10 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de réaliser 8 cycles avec le crédit de Hekima. Son premier capital fut 100$ reçu de son mari. Ce nouveau crédit doit lui servir de s’approvisionner avec 5 fus d’huile de palmes à marchander. En plus, elle souhaite voir ses enfants grandir confortablement et agrandir son entreprise. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,408,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Asifiwe Group's $5,000 loan helped a member to pay for 5 casks of palm oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Sep 19, 2011
Currency Exchange Loss:
Feb 22, 2012