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Sary, 31-year-old mother of two children aged 10 and 5 years, is a garment factory worker earning $2 per day. Her husband transports water to sell, earning $6 per day. Every month, Sary spends $35 on food, $5 on electricity, $10 on school fees, and $10 on other expenses.

She is requesting a loan of $1000 to buy a new motorbike and cart for her husband to transport water to sell in the village. In the future, Sary wants to expand her husband’s business by buying more carts and motorbikes to transport water.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sary to buy a motorbike and cart for her husband to transport water to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 23, 2011
Sep 21, 2011
Currency Exchange Loss:
Jul 24, 2012