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Rhodora is 41 years old and lives in Caloocan City, Philippines. Her husband Jesus is a mechanic and they have two children. She earns a living by selling household merchandise and cell phone credits. Most of her customers are neighbors, and she generates revenues of at least PHP 5,500 a week. She is applying for a loan for PHP 8,000 to buy more items to sell to her customers. Her dream is to provide her children with a high-quality education. One way she does that is by meeting with other borrowers who learn from each other, and by studying the Word of God.

All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 380
    View loans »
    Philippines Loans Fundraising
  • $66,069,925
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Rhodora to buy more items to sell to her customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 22, 2011
Sep 21, 2011
Currency Exchange Loss:
Jan 15, 2012