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Hiyam is a 46-year-old married woman, with three sons and two daughters. Her husband and one of her sons are workers with modest salaries.
Hiyam has her own project, which is raising sheep. She benefits from the sale of sheep products and therefore shares in meeting life's expenses. Hiyam wants to improve her project by purchasing more sheep to increase her income, especially because the area where she lives is known for raising sheep. She has insufficient funds to do this, so she needs to take a loan of 1,500 JOD from Kiva partner, FATEN. When Hiyam gets her FATEN loan, which is to be repaid on a monthly basis, she will improve her project and purchase more sheep. She will be able to sell more of their products to increase her income, which will improve her family life and bring about better living conditions.
Hiyam and her husband are photographed in a FATEN branch.

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 106
    View loans »
    Palestine Loans Fundraising
  • $14,262,225
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Hiyam to improve her project of raising sheep and purchase more sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Sep 21, 2011
Currency Exchange Loss:
Nov 20, 2012