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Bemilda Esperanza
Bemilda is a hardworking, enterprising single woman who has her own business. She runs a general store. Her goals include improving her situation in life so she can offer better opportunities to her family. With the loan she will buy sodas, baked goods, rice, beans, meats, oils, soap, personal items, dairy products, cookies, canned goods, cold cuts and other products to sell and use in her business, generating more profits. She is thankful to the lenders for supporting the development of her business and improving her situation in life.
View original language description ↓
Bemilda soltera, su oficio es comerciante, mujer emprendedora, trabajadora tiene su propio negocio. Sus planes es mejorar su nivel de vida para ofrecerle mejores alternativa a su familia. Con el préstamo comprara: gaseosa, repostería, arroz, frijoles, carnes, aceites, jabones, artículos de uso personal, lácteo, galletas, enlatados, embutidos entre otros producto que vende y usa en su negocio. Generándole utilidad.
Agradece a la financiera por e apoyo al desarrollo de su negocio y su nivel de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Bemilda Esperanza to purchase general merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 27, 2011
Sep 21, 2011
Currency Exchange Loss:
Oct 16, 2012