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Lucero Group
In this Group: Clorinda, Ines , Boni , Delia , Luz Marina , Juan Carlos *, Soledad , Livia Rosario , Justina, Luz Marina , Yuliza*, Enma
* not pictured
Soledad belongs to the LUCERO communal bank, located in Cachona District in Cusco Province and Department.

Soledad is 45, married, and has 4 children. She has her own grocery store, tending the store and doing the administrative work herself. She wants to invest in purchasing rice, sugar, noodles, cartons of milk, and other items. Soledad requests the loan to purchase these grocery products.

The other members do a variety of work, including buying and selling dry goods, running a bakery, working for a light company, and distributing cold drinks. Soledad is grateful for the support you give her and promises to make her payments in a disciplined manner.
View original language description ↓

La socia pertenece al banco comunal “LUCERO” el banco se encuentra ubicado en el Distrito de Cachona en la Provincia de Cusco y Departamento de Cusco.
La socia Soledad; tiene 45 años de edad, la socia es casada; la socia tiene 4 hijos; la socia tiene su propio negocio, la socia tiene una tienda de abarrotes, ella trabaja administrando y atendiendo la tienda de abarrotes, la socia desea invertir en la compra de arroz, azúcar, fideos, leche en cajas, entre otros productos. La socia solicita el préstamo para invertir en la compra de productos de abarrotes.
Los otros socios se dedican a la compra y venta de productos secos, a la atención de la panadería, a trabajar en una empresa de luz, a la distribución de bebidas frías.
La socia agradece el apoyo que se le otorgara y así mismo se compromete a cumplir de manera disciplinada con los pagos de las cuotas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Lucero Group's $3,600 loan helped a member to purchase merchandise for her grocery store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Sep 21, 2011
Currency Exchange Loss:
Feb 15, 2012