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13 Đông Hải Group
In this Group: Hiếu, Hiền, Hoa, Ái
Mrs. Hiếu, a 38-year-old married mother of two, is the group leader of the 13 Đông Hải solidarity group, which consists of four members.

Hiếu lives and works in Thanh Hoa City, an urban area in Thanh Hoa Province, where she has operated a food stall selling fruit for four years. One of the critical business difficulties that concerns her is a lack of capital, so she is now requesting her first loan with Thanh Hoa Fund of Poor Women to purchase fruit to resell.

In the future, Hiếu hopes for her business to do well, to earn enough money to provide for her children, and for her family to be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 143
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,751.1
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 13 Đông Hải Group's $775 loan helped a member to purchase fruit to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 12, 2011
Sep 19, 2011
Currency Exchange Loss:
Apr 15, 2012