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José Antonio
José is 60 years old and divorced. He lives in Pimampiro which is located 45 minutes from Ibarra, in the north of Ecuador. José describes himself as a hard-working person who always wants to improve himself.

José has been working as a builder since he was 18 years old. He sometimes works on jobs by himself but when the jobs are big ones he works together with some friends. He has been working with Fodemi since 2006. José is currently requesting a loan to buy building supplies which he will use in building his house.

José's dream is to be able to finish building his house.
View original language description ↓
José tiene 60 años es divorciado vive en Pimampiro que se encuentra a 45 minutos de Ibarra en el norte de Ecuador. José se describe como una persona trabajadora que cada día quiere superarse.

José trabaja como albañil desde que tenía 18 años, a veces trabaja por obras solo, y cuando son obras grandes trabaja con unos compañeros. Trabaja con Fodemi desde el año 2006, el crédito que solicita actualmente es para la compra de materiales de construcción que lo va a utilizar en la construcción de su casa.

Su sueño es poder acabar de construir su casa.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped José Antonio to buy building supplies such as cement, gravel, blocks and bricks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Sep 20, 2011
Currency Exchange Loss:
Oct 15, 2012