A loan of $3,350 helped a member to purchase fruits and vegetables such as tomatoes, green beans, peppers, onions, apples and mangoes.


La Capilla Group's story

This communal bank is called "La Capilla" ("The Chapel"). It is comprised of the following members: Antonia and Teresa, who will use their loan to purchase mangoes, tomatoes, peppers, onions, apples and coriander; Porfiria, who will purchase wholesale perfumes, deodorants and lotions; Araceli, who will purchase women's, men's and children's shoes; Angela, who will purchase frying pans, ironing boards and kitchen utensil sets; Reyna, who will purchase thread and fabric to sew; Guadalupe, who will purchase spare parts, lubricating oil and tires for his auto repair shop; Petra, who will purchase sweets, "pelones" (a type of candy), popsicles and cracklings; and Marciana who will purchase wholesale shoes.
Antonia is 61 years old and lives with her husband in a common law marriage. She has seven adult children. She sells fruits and vegetables and has requested the loan in order to purchase tomatoes, green beans, peppers, onions, apples and mangoes. She started her business four years ago by purchasing goods little by little, using what her husband gave her for expenses. With the loan from Kiva and Fundación Realidad she purchased more fruits and vegetables.
Her business is important, because she enjoys selling and making money in order to help with the cost of her grandson's education. Her grandson lives with her. As for her granddaughter, she is able to help her by giving her fruits and vegetables. Hers is a traveling business - she goes out and sells her merchandise to her neighbors. Her husband and her grandson help her business by bringing her goods from the central warehouse. She likes to go out and make sales because she gets to meet new people. She uses the profits she makes from her business to pay for electricity, water and loan repayments, and to reinvest.
She plans to expand her business to include dehydrated peppers, and she believes she can achieve that with the loan she will get from Kiva and Fundación Realidad. Her hopes and dreams are to have her business grow, to become a better person, and to have her grandchildren study and get a better quality of life.
The members of the group want to tell Kiva and Fundación Realidad that "we thank you for your loans and may you continue to help us see our businesses and our families grow".

In this group: Antonia, Porfiria , Araceli, Angela , Reyna, Teresa, Guadalupe , Petra , Marciana

Translated from Spanish by Kiva volunteer Renata Wolff


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