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La Capilla Group
In this Group: Antonia, Porfiria , Araceli, Angela , Reyna, Teresa, Guadalupe , Petra , Marciana
This communal bank is called "La Capilla" ("The Chapel"). It is comprised of the following members: Antonia and Teresa, who will use their loan to purchase mangoes, tomatoes, peppers, onions, apples and coriander; Porfiria, who will purchase wholesale perfumes, deodorants and lotions; Araceli, who will purchase women's, men's and children's shoes; Angela, who will purchase frying pans, ironing boards and kitchen utensil sets; Reyna, who will purchase thread and fabric to sew; Guadalupe, who will purchase spare parts, lubricating oil and tires for his auto repair shop; Petra, who will purchase sweets, "pelones" (a type of candy), popsicles and cracklings; and Marciana who will purchase wholesale shoes.
Antonia is 61 years old and lives with her husband in a common law marriage. She has seven adult children. She sells fruits and vegetables and has requested the loan in order to purchase tomatoes, green beans, peppers, onions, apples and mangoes. She started her business four years ago by purchasing goods little by little, using what her husband gave her for expenses. With the loan from Kiva and Fundación Realidad she purchased more fruits and vegetables.
Her business is important, because she enjoys selling and making money in order to help with the cost of her grandson's education. Her grandson lives with her. As for her granddaughter, she is able to help her by giving her fruits and vegetables. Hers is a traveling business - she goes out and sells her merchandise to her neighbors. Her husband and her grandson help her business by bringing her goods from the central warehouse. She likes to go out and make sales because she gets to meet new people. She uses the profits she makes from her business to pay for electricity, water and loan repayments, and to reinvest.
She plans to expand her business to include dehydrated peppers, and she believes she can achieve that with the loan she will get from Kiva and Fundación Realidad. Her hopes and dreams are to have her business grow, to become a better person, and to have her grandchildren study and get a better quality of life.
The members of the group want to tell Kiva and Fundación Realidad that "we thank you for your loans and may you continue to help us see our businesses and our families grow".
View original language description ↓
Este grupo solidario se llama La Capilla esta conformado por las señoras Antonia y Teresa van a comprar con su préstamo mango, tomate, chiles, cebolla, manzana, cilantro, la señora Porfiria va a comprar perfumes, desodorantes, cremas por mayoreo, la señora Araceli va a comprar zapatos de dama, caballero y niños, la señora Ángela va a comprar sartenes, burros de planchar, baterías de cocina, la señora Reyna va a comprar hilos, telas para coser, el señor Guadalupe va a comprar refacciones aceite, llantas para su taller mecánico, la señora Petra va a comprar dulces, pelones, paletas, chicharrones, la señora Marciana va a comprar zapatos por mayoreo. La señora Antonia tiene 61 años de edad, ella vive en unión libre con su esposo, ella tiene 7 hijos mayores de edad, ella vende verduras y frutas, ella solicito su crédito para comprar verduras y frutas tomates, ejotes, chiles, cebollas, ajo, manzanas y mangos, ella inicio su negocio hace 4 años fue comprando de poquito en poquito con lo que le daba de gasto su esposo y con el préstamo de Kiva y Fundación Realidad compro mas frutas y verduras, su negocio es importante porque le gusta vender y ganar dinero para ayudar en los gastos de los estudios de su nieto quien vive en su casa y a su nieta le puede ayudar dándole verduras y frutas, su negocio es ambulante sale a vender su mercancía con sus vecinas, su esposo y su nieto le ayudan en su negocio le van a traer la mercancía a la central, a ella le gusta salir a vender porque conoce a más personas, las ganancias de su negocio las utiliza para pagar la luz, el agua, el préstamo y para volver a invertir. Ella esta planeando ampliar su negocio meter chiles secos y lo piensa lograr con el préstamo que va a recibir de Kiva y fundación Realidad, sus sueños y esperanzas son que crezca su negocio, ser una persona mejor, que sus nietos estudien y que tengan una mejor calidad de vida. Las integrantes del grupo quieren decirle a Kiva y a Fundación Realidad “les damos las gracias por sus préstamos y que nos sigan ayudando a crecer nuestros negocio y nuestras familias”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 76
    View loans »
    Mexico Loans Fundraising
  • $22,241,875
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Capilla Group's $3,350 loan helped a member to purchase fruits and vegetables such as tomatoes, green beans, peppers, onions, apples and mangoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 7, 2011
Sep 19, 2011
Currency Exchange Loss:
Jan 15, 2012