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Fenesi Group
In this Group: Sophia, Jackline, Bahati, Zainabu, Pendo, Mary, Anna, Joyce, Tatu
Sophia, who is in her early 30s, is married with two children who go to school. She has had a retail shop for three years now. She works from 6 a.m to 10 p.m daily and is able to make a good monthly profit.

This will be her 2nd motisha loan from Tujijenge Tanzania. A motisha loan is a product offered by Tujijenge Tanzania, given in the middle of the main loan term, that motivates borrowers with good credit ratings who pay back their loans smoothly, to receive half of the amount of the existing loan before their original loan term has ended. She used the previous loan to increase inventory levels for items she was running low on at the shop and has paid back her loan successfully. She wants a loan to increase her retail shop inventory. Her dream is to be able to own a beauty salon one day.

She will share this loan with her loan group "Fenesi" which has a total of 9 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,183,050
    Funds lent in using Kiva
  • 1,632.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Fenesi Group's $1,600 loan helped a member to increase her retail shop inventory.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 8, 2011
Sep 18, 2011
Currency Exchange Loss:
Jan 18, 2012