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Elmira is 37 years old, divorced and is raising two children - one-year-old son Nurel and daughter Perizat, who is in first grade. Animal husbandry, which Elmira began with the starting capital of 6,000 som (KGS) and brings about 12,000 som (KGS) per month today from sales of milk and meat products, is the family's source of income. In order to further develop her business, Elmira requested a loan in the sum of 50,000 som from the "Bai-Tushum and Partners" company for the purchase of bulls for fattening up. She plans to use the income from the loan to prepare livestock feed and hay for the winter.
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Эльмире 37 лет, разведена, и воспитывает двух детей – годовалого сына Нурэл и дочь Перизат, которая учится в 1 классе. Источником дохода семьи является животноводство, начатое Эльмирой со стартовым капиталом в сумме 6,000 сом (KGS) и приносящее на сегодняшний день около 12,000 сом (KGS) в месяц от продажи молочных и мясных продуктов. В целях дальнейшего развития своего бизнеса, Эльмира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом для покупки бычков для откорма. Доходы от кредита она планирует использовать для заготовки корма и сена на зиму.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 45.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Elmira to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Sep 15, 2011
Currency Exchange Loss:
Dec 15, 2012