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Gina is 38 years old and married with four children. Gina works hard to provide for her family. She runs a business buying and selling charcoal in the Philippines and requested a PHP 10,000 loan through NWTF to buy more sacks of charcoal to sell.

Gina has borrowed and paid two loans from NWTF before this loan. She has been running the charcoal business for a year and also earns an income from selling rice.

Gina aspires to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 335
    View loans »
    Philippines Loans Fundraising
  • $70,752,750
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Gina to buy more sacks of charcoal for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 2, 2011
Oct 1, 2011
Currency Exchange Loss:
Mar 15, 2012