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Lidia Janeth
Lidia Janeth is 18 years old. She lives with her parents in the Ventanas canton, Los Rios province.

The members of the Vencedores Unidos communal bank are in the community of Anchoveta, on the road to the community of la Templanza. It belongs to the Pueblo Viejo canton. This bank is dedicated to short cycle agricultural work such as corn and rice.

Lidia Janeth works farming corn and rice. She does her buying and selling at Comercial Peña.

She is asking for the loan to buy seeds, materials and fertilizer for her crops. The support of the loan will help her meet her financial needs and face challenges such as pests and disease. Her dream is to buy a house and plot of land so she doesn't have to pay rent.

In her free time she likes to go on day trips with the children.
View original language description ↓
Lidia Janeth tiene 18 años de edad es soltera vive con los padres en el Cantón Ventanas Provincia de los ríos.

Los miembros de la VCR Vencedores Unidos, se encuentra ubicada en el recinto Anchoveta vía al Recinto la Templanza, perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz.

Lidia Janeth se dedica a la agricultura a la siembra de maíz y arroz, Compra y vende los productos en el Comercial Peña.

Solicita el crédito para la compra de semillas, insumos, fertilizantes, abonos para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es comprarse una casa y un terreno para no pagar arriendo.

En los tiempos libres le gusta salir de paseo con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Lidia Janeth to buy seeds, materials and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 1, 2011
Sep 19, 2011
Currency Exchange Loss:
Apr 15, 2012