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Rufina's Group
In this Group: Rufina, Cirila
Rufina and Cirila have been members of the community bank “Dignidad” for four and five years respectively. In the community bank they have learned how to invest their money, how to manage their business, to be responsible, respectful, and generous. They mentioned how much they like having a savings account, and how much help the loans are for their businesses.

Rufina is 47 years old. She is married and has four children. Together with her husband Rufina buys cattle in the town of Luyanta, raises them, and then sells them at the Sunday market in San Juan Bautista. In addition, Rufina buys pigs and butchers them for restaurants.

Cirila is 45 years old. She is married and has five children. Cirila sells coca leaves. This is a medicinal herb that has many uses. She buys the leaves in Ayacucho and travels several hours to sell it in the region of Huancavelica. Sometimes she buys cheeses in Huancavelica and later sells them in her neighborhood.

Rufina and Cirila need loans of 600 and 1000 soles, which they will invest in buying cattle and coca leaves.
They plan to use their savings to buy a motorcycle taxi, build a house, and pay their children’s school fees. Rufina and Cirila dream of owning a home with all of the modern conveniences, that their children will be professionals, and that their businesses will continue to prosper.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 47
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rufina's Group's $550 loan helped a member rufina and Cirila need loans of 600 and 1000 soles, which they will invest in buying cattle and coca leaves.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 9, 2008
Jan 25, 2008
Currency Exchange Loss:
Jun 9, 2008