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Roberto José
Roberto is studying towards a Bachelors in Computer Science; he’s in the last stages of it and is asking for a loan to cover graduation costs so that he can obtain his degree. Roberto has a job and can cover school costs from it. With his degree he hopes to attain better job opportunities because without the degree it’s been very difficult to earn a good weekly salary. His mother is his inspiration because she’s managed to raise her three children as a single mother. He’s been trying to attain his degree for two years and hopes that with the loan he’ll finally be able to do so.
View original language description ↓
Roberto está estudiando Licenciatura en Informática y Computación, está en la última etapa y el crédito solicitado es para pagar los cursos de graduación y así obtener su título. Roberto tiene un empleo y con eso cubre los costos de escuela. Con su título espera poder aspirar a nuevas oportunidades de trabajo, ya que sin el título es muy difícil poder conseguir un buen pago salarial. Su inspiración es su madre ya que como madre soltera pudo mantener el hogar y sacar a sus tres hijos adelante. Lleva dos años tratando de conseguir su titulación y espera que con el préstamo lo pueda finalmente hacer.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Roberto José to pay graduation costs.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 27, 2011
Sep 19, 2011
Currency Exchange Loss:
Oct 17, 2013