A loan of $2,650 helped a member to buy costume making supplies.


Orilla Del Itata Group's story

This communal bank is called “Orilla del Itata” (Shore of the Itata) and it has 17 members who are involved in a variety of lines of work among which are: fast food making, wood and clay crafts, tortilla making, used and new clothes sales in a free market and pastry making. All of them are from the city of Chillán. Ruth is a member of the communal bank. In the photo she’s seated in the second spot from right to left wearing a brown jacket and pointing her thumb up. She has been making costumes for the last three years. She started out with 20 costumes and now she has 200. She buys patterns and designs to make them and then rent or sell them. During the months between August and December she makes costumes because the other months orders tend to decrease so then she works doing clothing repairs and making some individual articles of clothing. Ruth works at home; she sews and sells there. She also comments that she has many customers especially teenagers. She buys her merchandise in the cities of Concepción and Santiago. She will use the loan to buy patterns, lace, fabric, ribbon, zippers, decorations, tulle and satin. Her goals are to have an established locale where she can sell her costumes and party supplies. Besides, she’d like to buy an overlock sewing machine because she currently only has a straight stitch sewing machine. Ruth lives with her mother and her four children who are 21, 19, 11 and 8 years old and with a 2-year-old grandson. Her dreams on a personal level are to study clothing design specializing in wedding gowns. Her motivation to stay in business is that Ruth is the only source of family income. Besides, it’s allowed her flexibility in her schedule to be able to raise her children. She is very happy and grateful for services rendered by Fondo Esperanza because she’s been able to invest in her business. She comments that she’s known the other group members for quite some time and they have a very good cooperative relationship among them. Chillán is a commune in south-central Chile. Its name means “Seat of the Sun” in Mapudungun, the indigenous language of the Mapuche people. Chillán is known as the “Cradle of the Nation” or “Land of Artists” due to the outstanding people in Chile’s history that have been born here like, for example, the well known pianist Claudio Arrau.

In this group: Ruth, Juan, Marcelina, Paola, María, Julia, Yolanda, Inglentina, Cecilia, Ana, Jenny, Luisa, Bernarda, Patricia, María Luisa, María, Mercedes
*not pictured

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Translated from Spanish by Kiva volunteer Polliz



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