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Rosa Narcisa
Rosa Narcisa is 19 years old, married and living with her husband and two children who are 4 years old and 5 months old in Ventanas, Los Ríos Province.

She’s a member of the “Virgen de Guadalupe” communal bank located in Ciudadela 11 de Noviembre belonging to Ventanas Canton. Its members are in commercial activities.

Rosa has a mini market selling products like foodstuffs, flour, soft-drinks and products for human consumption. She buys her products in Ventanas. She’s asking for the loan to expand the business buying more products to sell.

The loan will be of great help to her to cover expectations she has as a merchant.

Her dream is to be able to buy herself a house and have her store operate there in a larger, better stocked space than what she has now.
View original language description ↓
Rosa Narcisa tiene 19 años de edad es casada vive con el esposo y con los dos hijos de cuatro años y cinco meses de edad en Ventanas provincia de los Ríos.

Es integrante de la VRC Virgen de Guadalupe se encuentra ubicada en la Ciudadela 10 de noviembre, pertenece al Cantón Ventanas se dedica a labores comerciales.

Rosa tiene una mini tienda se dedica a la venta de productos como los víveres, harinas, bebidas gaseosas, productos para consumo humano. Los productos los compra en Ventanas.

El crédito lo solicita para poder ampliar el negocio para adquirir más productos para poder venderlos, el crédito le ayudará muchísimo para poder cubrir las expectativas que tiene como comerciante.
El Sueño es poder comprarse una casa para que ahí funciones el local que sería más grande y surtido del que tiene.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Narcisa to buy more stock items for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 1, 2011
Sep 18, 2011
Currency Exchange Loss:
Oct 15, 2012