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Julio Omario
28-year old Julio Omario is single and has no children. He lives alone in Chillanes Canton, in the province of Bolivar.

His community bank is called El Placer and is part of Chillanes Canton, in the parish of San Jose del Tambo, located 60 minutes from the main office. In this branch there are 24 members, all of whom work in agriculture. They grow bananas, rice, yucca, cocoa, soya, and oranges. As well they raise animals.

Julio grows cocoa and soya, and also raises pigs and then sells them. He buys them in San Jose del Tambo, and sells them in Chillanes market on Sundays.

He is seeking a loan to buy pigs and feed. The money will help him to improve the quality of the food he gives the pigs and thus earn more profit when he sells them. The biggest problem he faces is the number of people selling pigs who all compete on prices. His dream is to remain healthy so he can carry on working and build a house. In his free time Julio enjoys going for walks with his parents.
View original language description ↓
Julio Omario tiene 28 años de edad, es soltero no tiene hijos vive solo en el Canton Chillanes Provincia de Bolivar.

La V.R.C se llama EL PLACER perteneciente al Canton Chillanes parroquia San Jose del Tambo esta ubicada a 60 minutos de la oficina, en esta ventanilla hay 24 socios que se dedican a la agricultura a la siembra de Platano, arroz, yuca, cacao, soya y naranja ademas crian animales de corral.

Julio se dedica a la siembra de cacao, soya y a la crianza de chanchos para la venta. Las compras las realiza en San Jose del Tambo y las Vende en el mercado de Chillanes los domingos en la feria.

El credito lo solicita para comprar de chancho y para comprar de alimento para ellos. El credito le ayudara como apoyo para mejorar la alimentacion de chancho y asi tener mejor ganancia. Enfrentan desafios por la competencia en precios. Su sueño es tener salud para seguir trabajando y construir una vivienda.

En los tiempos libres le gusta salir de paseo con los padres.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Julio Omario to buy pigs and feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 29, 2011
Sep 16, 2011
Currency Exchange Loss:
Sep 20, 2012