A loan of $1,100 helped to buy perfumes, crèmes, cosmetics, and trinkets.

Janeth Jesús's story

The Communal Bank “Con Amor Y Fe Hacia el Desarrollo” (Toward Development with Love and Faith) meets every 15 days in Los Bajos de Montecristi, a city known for its rich culture and its handicrafts. For example, its straw hats are known within and outside of the country.

Sra. Janeth is a founding member of the Communal Bank. She is the overseer of the rules and enjoys being in this role because her fellow group members have been very punctual with their loan repayments. Janeth is 40 years old, married, and has three children (ages 19, 16, and 14). The two younger children attend high school and all of them still live with her. Her husband is a chauffeur.

Janeth is a homemaker who earns her own income by selling Avon and Esika products (beauty products, cosmetics, perfumes, and women’s accessories). She works three days a week, selling her products on credit and collecting payments at the end of the week. Janeth says that the products that she sells most are cosmetics, although she has also sold a significant number of perfumes. She has been in business for two years and has done very well. Janeth started her business with the help of one of the loans she received through the Communal Bank.

This loan will be used to buy perfumes, crèmes, cosmetics, and trinkets. Her dream is to open a large bazaar.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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