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Zulma sells purses and bags at a stand near the Garita de Lima area. She lives with her husband and their two children, but her husband is travelling on business, although not for very long. He supports Zulma and their children. The loan will go toward purchasing purses and bags wholesale. She will travel to the Port of Iquique, Chile, where she buys merchandise. She travels with a work colleague who also received a loan from this institution. Together they sell purses. Next she hopes to sell blankets and comforters at Christmas, because there is high demand for these products. Zulma is a very hard-working, enterprising person, and she thanks the institution for its support.
View original language description ↓
la señora Zulma vende carteras, mochilas en un puesto cerca de la zona Garita de Lima. Vive con su esposo y sus dos hijos, pero su esposo se encuentra de viaje por motivos de trabajo no por mucho tiempo, que el apoya a la Sra. Zulma y a sus hijos, el crédito será destinado a la compra de mercadería por mayor de carteras y mochilas, ella realizara un viaje al puerto de Iquique Chile de donde compra la mercadería, ella viaja con una compañera de trabajo que también saco crédito en la institución, juntas se dedican a la venta de carteras. y mas adelante desea comercializar frazadas y edredones, esto para navidad ya que hay gran de demanda de estos productos, La Sra. Zulma es una persona muy trabajadora y emprendedora agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Zulma to purchase purses wholesale from the Port of Iquique.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Sep 16, 2011
Currency Exchange Loss:
Sep 15, 2012