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Julieta keeps livestock and cultivates land. She would like to cultivate more land. With the requested loan Julieta plans to purchase fertilizer and fodder. With the loan's help Julieta will cultivate the land successfully, get a good harvest and increase her income. This will allow her to insure sustainable living conditions for her family. Julieta lives together with her son and mother-in-law.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 153
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Julieta to pay for fertilizer and fodder.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Oct 1, 2011
Currency Exchange Loss:
Sep 17, 2013