A loan of $675 helped to purchase and insure a dairy cow.


Florence's story

Florence is a mother of five, all of whom are now adults save for the last two. She is aged 53 and has been in farming for 30 years. She currently produces potatoes, maize, beans and wheat, which she sells to the local market in her home area of Nkubu, Central Kenya. Florence also runs a cereals retail business to supplement her farming income.
Florence has requested a loan of 63,000 KES from Kiva partner, Juhudi Kilimo, to purchase and insure a dairy cow. She says the additional dairy income will help her educate her children. She plans to buy two more dairy cows in future to enable her to enjoy the economies of scale.
Florence states that the high cost of dairy feeds and unreliable rainfall are posing a threat to her business.



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