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Sadar Jaya Group
In this Group: Agus, Renti, Rita, Imas, Oom
Agus is 33 years old, married, and has four children. He has an 8 year old, a 5 year old, and 3-month-old twins.

He has been a florist for five years in a local market. His business has been doing well, but he wants to use the loan to expand it by buying more flowers and different types of flowers so he has more variety in the stall. In the future he hopes to have a large flower store.

The income from the stall helps pay for educational expenses and health care for his children. His hope for his children is that they all can go to school.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 133
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 8,569.1
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sadar Jaya Group's $475 loan helped a member to buy more flowers to resell in his stall at the market.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Sep 13, 2011
Currency Exchange Loss:
Mar 15, 2012