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Real is a farmer working in Kompong Speu Province of Cambodia. She has been growing rice for many years. She is married to Sokhom, who works as junk goods collector and earns about 3 USD each day. Real and her husband have six children. Two of her children are married and live separately, two of her children work in a sewing factory in Phnom Penh where they earn fix salary per month, and the other two children are attending school.

Real and her husband are requesting a loan from HKL and Kiva to purchase more goods to sell, as they lack the money to do this. This is Real's first loan with HKL. She is expecting that this loan will let her family find happiness and prosperity and have a bigger house. Real says that everything she does is for her family’s well-being because she’d like to give them a different lifestyle.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Real to purchase junk goods to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2011
Oct 1, 2011
Currency Exchange Loss:
May 15, 2012