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Janet is 29 years old and married with 2 children, 1 of whom is in school. She works very hard to provide for her family. Janet runs a general store in the Philippines and requested a loan of PHP 12,000 from Kiva's partner, NWTF, to purchase more items to sell. Janet has been in this business for 5 years and sells a variety of items such as snack foods, sugar, soap and other groceries. Janet would like to build and expand her business to secure her family's future.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 456
    View loans »
    Philippines Loans Fundraising
  • $69,701,375
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Janet to buy items like bread, noodles, snack foods and other groceries for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 16, 2011
Oct 1, 2011
Currency Exchange Loss:
Jun 15, 2012